Toronto Island Residents Housing Coop (TIRHC)

Hello TIRHC member! Below you will find:

1. An update on our activities

2. Our two by-laws

1. Community/Member update from the TIRHC board of directors

 Toronto Island Residents Housing Cooperative Inc

A community update from the Toronto Island Residents Coop (TIRHC) Board of Directors – June 2014

Greetings from the TIRHC! The TIRHC board of directors wanted to give our members and the Island Community an update about our recent activities and forward motion on the Island Coop Project. As you know, our community is increasingly stressed with problems related to housing including a lack of stable long-term rentals for newer Islanders and young people, and more. It is important that we act now and work on new Island housing solutions, as the problems we face as a community are only becoming more difficult and complex.

2014 AGM

 We held our 2014 AGM on May 6th at the Ward's Island Clubhouse. At the meeting, the directors brought the coop members up to speed about TIRHC’s current strategies for getting housing built, our current bylaws, and took feedback from members. We also ran board elections.

Looking into new coop sites

The TIRHC board is currently exploring the idea of developing housing that is smaller in scale than the original, larger coop project – which was to be located on the “promised lands” between the new Fire Hall and the WIA – which we have previously focused on. Recently we have been working to identify plots of undeveloped Trust land that could be suitable for housing developments that could contain 6-10 units on a site. It may be easier to gain access to Trust land than to try and have City-leased parkland zoned back to residential land. We also believe that focusing our energies on smaller projects for the time being will allow TIRHC to build some momentum, and will ease the transition of introducing new housing (and neighbours!) into our community. The development of smaller-scale housing projects presents an opportunity for TIRHC to work with the community to develop a detailed vision for the type, style, and scale of housing we as a community would like to eventually see built on the “promised lands”. TIRHC is committed to ongoing communication and consultation with the community as we pursue our goals to get more housing built.

We are looking into funding strategies that will allow us to move forward with these projects. We are also formulating a process by which we can hire a development consultant and an architect. TIRHC is working with TICA to develop strategies for approaching the Trust about acquiring unused sites on Trust land for new housing. 

In the time that has passed since the era of the original Island coop project in the early 1990s, financial support from all levels of government to build affordable housing has virtually disappeared. So, TIRHC is currently proceeding with a plan to build coop housing that is non-subsidized and is financed with conventional mortgage financing combined with other sources (fundraising, community bonds, etc). TIRHC will of course build housing that is as affordable as possible under the current conditions. TIRHC is also committed to building housing that is sustainable and energy efficient.

TICA Community Survey

The TIRHC board has been in ongoing contact with the TICA survey committee during the development of the Island Community Survey. We collaborated on a meeting in March 2014 to continue work on the survey so that it could be completed by the community. The results of the survey are of special interest to TIRHC because we feel they will be of use to us in the compiling of our Need and Demand Study that is required by the Canada Mortgage and Housing Corp. We are interested in hearing from current and past Island renters and tenants about their current housing arrangements and needs, so don’t hesitate to get in touch with any related information.

TIRHC 2014-15 Executive

Eliza Moore, President

Jane Davidson-Neville, Vice President

Ivy Farquhar-McDonnell, Treasurer

Ariel Cikvar, Secretary

Ellen Vera Allen

Sarah Miller





 a by-law relating to the conduct of the affairs of Toronto Island Residents Housing Co-operative Inc. (“the Co-operative”)

 The Co-operative has been formed to provide affordable rental accommodation to its resident members on a non-profit basis.

 The Co-operative’s permanent by-laws will be considered and adopted when the resident members of the Co-operative have been determined.  The resident members will participate in the process of developing the permanent by-laws.

 The Co-operative wants to empower the Board of Directors to transact the affairs of the Co-operative until the permanent by-laws are adopted.



 Members are all individuals who have become members as of the date of the passing of this bylaw.  Categories of membership are described further in By-law #2.

2. Development

Members will adopt a summary development proposal, as developed by the Board.  Fundamental changes to the summary development proposal will be brought to the membership for approval.


The Board of Directors will consist of five (5) members of whom three (3) will constitute a quorum for the transaction of business.  Directors will serve a two-year term, and half of the directors will be elected each year at the annual general meeting.  Nominations will be made at the meeting.  Sections 90 and 91 of the Co-operative Corporations Act (the Act) state the election procedures that will be used.

The Board will conduct and manage the affairs of the Co-operative.  Except where the Act otherwise provides, the directors may pass a resolution to approve or provide for any act which can be done by the Co-operative and authorize any commitment, contract or other obligation on the part of the Co-operative.


Without limiting the generality of paragraph 3, the directors will have the following specific powers:

(a) The directors may admit any people to membership in the Co-operative, in accordance with By-law No. 2.  The directors may adopt criteria for admitting members.  Admittance to membership will not be unreasonably withheld or be discriminatory.

(b) The directors may authorize the acquisition by the Co-operative of real and personal property.

(c) The directors may retain or employ on behalf of the Co-operative any consultants, project managers, accountants, lawyers, employees and other persons on such terms as they may deem fit.

(d) The directors may enter into any contracts on behalf of the Co-operative relating to the construction, acquisition or improvement of land and housing and the financing thereof.

(e) The directors may borrow money upon the credit of the Co-operative by obtaining loans or advances or otherwise, whether secured or unsecured, on such terms as they may deem fit.

(f) The directors may charge, mortgage, or pledge all or any of the real or personal property of the Co-operative, to secure any securities or any money borrowed or other debt or any other obligation or liability of the Co-operative.

(g) The directors may apply for and obtain start-up and project development funding, apply for mortgage insurance , enter into operating agreements to receive subsidies, or any other agreements which they may deem appropriate.

(h) The directors may do all acts and things, execute all documents and make all commitments necessary or appropriate for the purposes of any of the foregoing.

(i) The directors may enter into agreements with the governments of Canada, Ontario and the Municipality of Toronto and/or their agencies.  While any such agreement is in force or loan is outstanding, all applicable requirements under the appropriate legislation and all obligations under the agreements and all the conditions of the loans are binding on the Co-operative.

(j) The powers listed in this by-law are intended to supplement and not be a substitute for any powers to borrow money for the purposes of the Co-operative possessed by its directors or officers independently of this by-law.


(a) The directors and officers of the co-operative will be indemnified and saved harmless by the Co-operative from and against any liability and all costs, charges and expenses that are sustained or incurred in respect of any action brought against them for or in respect of any action, suit or proceeding that is proposed or commenced against them for or in respect of anything done or permitted by them in respect of the execution of the duties of their offices. 

Notwithstanding the above, no directors or officers of the Co-operative will be indemnified by it if they, or any of them, are adjudged to be in breach of any duty or responsibility imposed under the Act or under other statute unless, in an action brought against them in their capacities as directors or officers, they have achieved complete or substantial success as defendants.  The Co-operative will enter into an agreement with all the directors and officers indemnifying them and saving them harmless in accordance with the provisions of this by-law.

(b) The Co-operative may purchase and maintain any insurance for the benefit of its directors and officers as the Board may from time to time determine, except insurance against liability, cost, charge or expense of a director incurred as a result of a contravention of Section 108 of the Act.


All directors must sign an Agreement to be a Director at the beginning of their term of office.  This agreement will include provisions about ethical conduct, including confidentiality.

Sometimes directors discuss confidential matters and learn confidential information.  Directors must keep this information secret and not pass it on to anyone else.  Confidential matters are:


·      personal and financial information about members and residents

·      personal information about co-op employees

·      information about co-op business which should be kept secret to protect the


a) Meetings of the directors and the members will be held at any place as the Board may deem fit and may be called by any director.  The directors will not be reimbursed for expenses in attending a meeting of the directors or committee of the Co-operative, where such meetings are held within 10 kilometres of the Co-operative office.  At least seven days notice of each directors meeting will be given by telephone, facsimile, electronic mail, or by leaving written notice at a director's place of residence, except in case of emergency where all directors consent to holding a meeting with lesser notice.

b) The Board of Directors will give notice for and hold general meetings of the Members at least annually. 

c) Quorum for members' meetings will be 10 members. 


The directors will elect from among their number a president, vice-president, secretary, treasurer, and delegate to co-operative housing sector organizations.


The officers and directors will serve without remuneration, but will be reimbursed for any reasonable duly authorized expenses incurred in carrying out the business of the Co-operative.


The fiscal year of the Co-operative will commence on the first day of January of each year and end on the last day of December in the same year.


Any cheques, agreements, contracts, agreements of purchase or sale or assignments thereof, deeds, transfers, mortgages, assignments of rent, and all and any other documents which the Co-operative is empowered to enter into may be executed on behalf of the Co-operative by any two of the directors and officers, or by any other persons authorized by resolution of the Board, who may affix the corporate seal thereto. 

Any persons signing such documents will satisfy themselves as to the contents thereof within the limits of any authorizing resolution.  The signature of any document in the manner set out in this paragraph will be deemed in favour of third parties to be conclusive evidence that the execution and delivery of such document was duly authorized by the Co-operative.  Notwithstanding the foregoing, no director or officer will execute any such document unless such execution has been properly authorized.

 PASSED by the Board of Directors and sealed with the corporate seal of the Toronto Island Residents Housing Co-operative Inc. this 11th day of April, 2013.



CONFIRMED by at least two-thirds of the votes cast at a general meeting of members of the Toronto Island Residents Housing Co-operative Inc., this 18th day of June, 2013.  




a by-law relating to the membership of Toronto Island Residents’ Housing Co-operative Inc. (“the Co-operative”)

1. Any person 16 years of age or over can be a member of the Co-operative.

2. All members must be approved by the board, which approval will not be unreasonably withheld.

Members are people who endorse the need for additional affordable housing in the City of Toronto and who believe that the island community can successfully accommodate its share of meeting that need.  They also assist in the development of the Co-operative by:

(a) Electing a Board of Directors as set out in By-Law No. 1;

(b) Assisting the Board in creating a model for the Co-operative that is affordable, acceptable to the community and future residents, and able to attract funding and other support from the appropriate levels of government;

(c) Participating in community development, education and outreach activities on the island and in the city in support the development of the Co-operative; and

(d) Identifying individuals and organizations to loan significant amounts of money (greater than $10,000) to the Co-operative for a fair rate of return.

3. Candidates for Resident Membership will be identified after a City wide promotion, no more than one year before the occupancy of the first housing units, and prioritized through a random draw.  No priority is given to existing Members.

Criteria for resident membership include:

·      ability to live independently

·      ability to afford the housing charge and any other financial requirements of membership

·      willingness to abide by the rules of the co-operative

·      any other requirements as approved by the membership of the co-operative

PASSED by the Board of Directors and sealed with the corporate seal of the Toronto Island Residents Housing Co-operative Inc. this 11th day of April, 2013.


CONFIRMED by at least two-thirds of the votes cast at a general meeting of members of the Toronto Island Residents Housing Co-operative Inc., this 18th day of June, 2013.


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